You’re probably keen to buy a home for several reasons. You might be sick of paying someone else’s mortgage, you might want to put down roots so you don’t have to move for a while, or you might be looking for a safe and secure home for yourself or your whanau. Whatever your reason, here are some tips that will help you get started on your journey:
- The Sorted website is a great resource to get yourself prepared for home ownership. The site has information on budgeting, saving, investing and KiwiSaver, among other helpful resources.
- The Settled website has plenty of information around buying a home and has a special area dedicated to first home buyers. It’s a great resource when you’re just starting your home buying journey.
- The Real Estate NZ, Trade Me and One Roof websites are good places to start if you’re in the dream phase. You can view properties in the neighbourhoods you would like to live in. You can also get a good idea of what you can and cannot afford.
- Friends and family can also be really helpful sources of information in your home buying journey, particularly in this early stage. Remember though that not everyone is an expert and you can be given incorrect information or be put off buying a home all together by others. Double check any information provided to you and speak to experts like a mortgage broker, real estate agent or the bank for professional advice.